Terms and Condition

Last Updated: [3/12/2025]

Welcome to neetupatillifecoach.com (“Website”), owned and operated by Neetu Patil Life Coach, based in Maharashtra, India (“Company”, “we”, “our”, “us”). By accessing or using this Website, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please discontinue use immediately.

1. About Us
   Neetu Patil Life Coach provides life coaching, personal growth sessions, workshops, training programs, and digital self-development services. We are not an e-commerce website; we offer service-based and digital coaching products.

Contact Information:
Email: neetupatil100@gmail.com
Phone: +91 7977496615

2. Eligibility
   By using this Website, you confirm that:

You are at least 18 years old.
You can enter a valid contract under the Indian Contract Act, 1872.
You agree to follow all laws applicable in India and Maharashtra.

3. Use of Website
   You agree not to:

Use the Website for illegal, harmful, or fraudulent activities.
Copy, resell, or distribute Website content without permission.
Interfere with or attempt to breach Website security.
Misuse communication channels or engage in abusive behavior.
We reserve the right to suspend or terminate access for policy violations.

4. Nature of Services
   Neetu Patil Life Coach provides life coaching, personal development sessions, training programs, and workshops.
   Coaching is not therapy or medical, psychological, financial, psychiatric, or legal advice.
   No specific outcomes are guaranteed.
5. Online Payments (via Razorpay)
   The Website accepts online payments for coaching sessions, programs, and digital services. All payments are processed through Razorpay, a trusted third-party gateway.

By making a payment, you acknowledge that:

Razorpay processes your transaction securely.
You will provide accurate payment information.
You authorize Razorpay to charge your chosen method.
We do not store or access your card or banking information.
Razorpay complies with:

RBI regulations
PCI-DSS standards
All prices appear in INR (₹) unless otherwise stated.

6. Refund & Cancellation Policy
   Coaching Sessions
   Coaching sessions are non-refundable.
   Sessions may be rescheduled at least [X hours] in advance.
   Workshops / Programs
   Cancellations before the program start date may receive partial credit (if applicable).
   No refunds for missed or last-minute cancellations.
   Digital Courses / Downloads
   All digital products are non-refundable due to instant access.
   Refund decisions are at the sole discretion of Neetu Patil Life Coach.
7. Scheduling & Rescheduling
   Sessions must be booked through our official channels.
   Missed sessions without notice are considered completed and are non-refundable.
8. Intellectual Property
   All Website content—text, videos, graphics, course materials, and digital products—is the property of Neetu Patil Life Coach, protected under the Copyright Act, 1957.

You may not:

Copy, share, resell, or republish Website content.
Record coaching sessions or programs without written permission.

9. Limitation of Liability
   To the fullest extent permitted by Indian law:

We are not responsible for indirect, incidental, or consequential damages.
Services are provided on an “as-is” and “as-available” basis.
No guarantees are made regarding coaching results.
Your use of the Website is at your own risk.

10. Privacy & Data Protection
    Your use of the Website is governed by our Privacy Policy. We do not share your data with unauthorized third parties.
11. Testimonials
    Testimonials represent individual experiences and do not guarantee similar results.
12. Third-Party Links
    The Website may contain external links. We are not responsible for the content, privacy, or security practices of third-party websites, including Razorpay.
13. Updates to Terms
    These Terms may be updated at any time. Continued use of the Website means you accept the updated Terms.
14. Governing Law & Jurisdiction
    These Terms are governed by the laws of India. Disputes fall under the exclusive jurisdiction of the courts in Mumbai, Maharashtra.
15. Contact Us
    Neetu Patil Life Coach
    Email: neetupatil100@gmail.com
    Phone: +91 7977496615